{"id":22015,"date":"2026-05-30T12:22:28","date_gmt":"2026-05-30T12:22:28","guid":{"rendered":"https:\/\/emauto.de\/?page_id=22015"},"modified":"2026-05-30T12:28:58","modified_gmt":"2026-05-30T12:28:58","slug":"finanzierungs-rechner","status":"publish","type":"page","link":"https:\/\/emauto.de\/en\/finanzierungs-rechner\/","title":{"rendered":"Finanzierungs-Rechner"},"content":{"rendered":"    <div class=\"mobiwp-modal-trigger mobiwp-modal-trigger-finance\">\n        <span class=\"mobiwp-modal-trigger-icon\">\ud83d\udcb0<\/span>\n        <span class=\"mobiwp-modal-trigger-text\">\n            <strong>Finanzierungs-Rechner<\/strong>\n            <small>ab <span class=\"mwfc-teaser\">226<\/span> \u20ac\/Monat \u00b7 jetzt anpassen<\/small>\n        <\/span>\n        <button type=\"button\" class=\"mobiwp-modal-trigger-cta\" onclick=\"document.getElementById('mwfc_YgkR7J_dlg').showModal();\">\n            Rate berechnen\n        <\/button>\n    <\/div>\n    <dialog id=\"mwfc_YgkR7J_dlg\" class=\"mobiwp-form-modal mobiwp-finance-modal\">\n      <div class=\"mobiwp-form-modal-inner mobiwp-finance-calc\" id=\"mwfc_YgkR7J\">\n        <button type=\"button\" class=\"mobiwp-form-modal-close\" onclick=\"document.getElementById('mwfc_YgkR7J_dlg').close();\" aria-label=\"Schlie\u00dfen\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"\/><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"\/><\/svg><\/button>\n        <h3 class=\"mobiwp-form-modal-title\">Finanzierungs-Rechner<\/h3>\n        <div class=\"mobiwp-fc-body\">\n        <div class=\"mobiwp-fc-grid\">\n            <label>\n                <span>Fahrzeugpreis<\/span>\n                <input type=\"number\" class=\"mwfc-price\" value=\"15000\" min=\"500\" step=\"100\"> \u20ac\n            <\/label>\n            <label>\n                <span>Anzahlung<\/span>\n                <input type=\"number\" class=\"mwfc-down\" value=\"20\" min=\"0\" max=\"90\" step=\"5\"> %\n            <\/label>\n            <label>\n                <span>Laufzeit<\/span>\n                <select class=\"mwfc-months\">\n                                        <option value=\"12\">12 Monate<\/option>\n                                        <option value=\"24\">24 Monate<\/option>\n                                        <option value=\"36\">36 Monate<\/option>\n                                        <option value=\"48\">48 Monate<\/option>\n                                        <option value=\"60\" selected='selected'>60 Monate<\/option>\n                                        <option value=\"72\">72 Monate<\/option>\n                                        <option value=\"84\">84 Monate<\/option>\n                                        <option value=\"96\">96 Monate<\/option>\n                                    <\/select>\n            <\/label>\n            <label>\n                <span>Effektivzins p.a.<\/span>\n                <input type=\"number\" class=\"mwfc-rate\" value=\"4.9\" min=\"0\" max=\"20\" step=\"0.1\"> %\n            <\/label>\n        <\/div>\n        <div class=\"mobiwp-fc-result\">\n            <div class=\"mobiwp-fc-rate-box\">\n                <span class=\"mobiwp-fc-rate-label\">Monatliche Rate ab<\/span>\n                <span class=\"mobiwp-fc-rate-value\"><span class=\"mwfc-monthly\">\u2014<\/span> \u20ac<\/span>\n            <\/div>\n            <div class=\"mobiwp-fc-summary\">\n                <span>Anzahlung: <strong><span class=\"mwfc-down-eur\">\u2014<\/span> \u20ac<\/strong><\/span>\n                <span>Nettokredit: <strong><span class=\"mwfc-net\">\u2014<\/span> \u20ac<\/strong><\/span>\n                <span>Gesamtkosten: <strong><span class=\"mwfc-total\">\u2014<\/span> \u20ac<\/strong><\/span>\n            <\/div>\n        <\/div>\n        <p class=\"mobiwp-fc-hint\">\n            Unverbindliche Beispielrechnung (Annuit\u00e4tendarlehen). Verbindliches Angebot\n            erfolgt nach Bonit\u00e4tspr\u00fcfung. Schlussrate \/ Ballonrate sind nicht enthalten.\n        <\/p>\n        <\/div><!-- \/.mobiwp-fc-body -->\n      <\/div>\n    <\/dialog>\n    <script>\n    (function() {\n        var box = document.getElementById('mwfc_YgkR7J');\n        if (!box) return;\n        var $price = box.querySelector('.mwfc-price'),\n            $down  = box.querySelector('.mwfc-down'),\n            $months = box.querySelector('.mwfc-months'),\n            $rate  = box.querySelector('.mwfc-rate'),\n            $monthly = box.querySelector('.mwfc-monthly'),\n            $teaser  = box.querySelector('.mwfc-teaser'),\n            $downEur = box.querySelector('.mwfc-down-eur'),\n            $net = box.querySelector('.mwfc-net'),\n            $total = box.querySelector('.mwfc-total');\n        function fmt(n) { return new Intl.NumberFormat('de-DE', {maximumFractionDigits: 0}).format(Math.round(n)); }\n        function calc() {\n            var P = parseFloat($price.value) || 0,\n                d = parseFloat($down.value)  || 0,\n                m = parseInt($months.value, 10) || 60,\n                r = parseFloat($rate.value)  || 0;\n            var down = P * (d \/ 100);\n            var net  = P - down;\n            \/\/ Annuit\u00e4tenformel: A = K \u00d7 (q \u00d7 (1+q)^n) \/ ((1+q)^n \u2212 1), q = monatlicher Zinsfaktor\n            var q = (r \/ 100) \/ 12;\n            var monthly = q > 0\n                ? net * (q * Math.pow(1+q, m)) \/ (Math.pow(1+q, m) - 1)\n                : net \/ m;\n            var total = down + monthly * m;\n            var monthlyTxt = isFinite(monthly) && monthly > 0 ? fmt(monthly) : '\u2014';\n            $monthly.textContent = monthlyTxt;\n            if ($teaser) $teaser.textContent = monthlyTxt;\n            $downEur.textContent = fmt(down);\n            $net.textContent     = fmt(net);\n            $total.textContent   = fmt(total);\n        }\n        ['input','change'].forEach(function(ev) {\n            box.querySelectorAll('input, select').forEach(function(el) { el.addEventListener(ev, calc); });\n        });\n        calc();\n    })();\n    <\/script>\n    \n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-22015","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/emauto.de\/en\/wp-json\/wp\/v2\/pages\/22015","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/emauto.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/emauto.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/emauto.de\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emauto.de\/en\/wp-json\/wp\/v2\/comments?post=22015"}],"version-history":[{"count":2,"href":"https:\/\/emauto.de\/en\/wp-json\/wp\/v2\/pages\/22015\/revisions"}],"predecessor-version":[{"id":22017,"href":"https:\/\/emauto.de\/en\/wp-json\/wp\/v2\/pages\/22015\/revisions\/22017"}],"wp:attachment":[{"href":"https:\/\/emauto.de\/en\/wp-json\/wp\/v2\/media?parent=22015"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}